Difficult? No. Our system is designed to make things easy. That's our mission. That's our goal. To make mortgage loans simple. We stay up late just thinking about faster and easier ways of getting you a mortgage loan approved.

Only 3 out of 10 families are getting approved loans from their local bank. On the other hand, 9 out of 10 families are getting the loans approved with us. It's really that simple. You get multiple loans options. We look for an institution that fits your need, not the other way around.

Nope. Prospera Mortgage is not a lender. We're not a bank. We don't issue loans. We're simply the most direct path to our nation's best lending institutions. Our unique approach takes you there, and you get the best loan options, period.

Yes. We partner with major lending institutions across the nation. Those relationships mean a better experience for you. We know the banks' lending criteria, and we recommend you to the best options for you.